Financial & Insurance Assistance Support & Resources (USA)

Free, official, and local-navigation resources to help you find benefits and coverage support.

← All resources

USA only. If you or someone you know is in immediate danger, call 911. If you need someone to talk to right now, call or text 988.

Where to start

  • United Way 211

    Confidential help finding local resources (rent/utility assistance, food, transportation, health services).
    Call: 211
    Visit
  • HealthCare.gov Marketplace Call Center

    Help with Marketplace coverage, applications, and enrollment.
    Call: 1-800-318-2596Hours: 24/7 (except holidays)
    Visit
  • Medicare

    Official Medicare help line for coverage, claims, and general information.
    Call: 1-800-MEDICARE (1-800-633-4227)
    Visit
  • Social Security Administration (SSA) – Phone Support

    Help with Social Security services by phone (local office numbers available via Office Locator).
    Call: 1-800-772-1213Hours: Mon–Fri, 8am–7pm local time
    Visit

Tip: If you're not sure what program you qualify for, start with 211 to find local agencies and benefits assistance near you.

Short-Term Interest-Based Loans

This link leads to a third-party loan matching service that may help individuals access short-term, interest-based loans for unexpected expenses. Hospitals.net does not provide loans and is not a lender.

Viva Payday Loans connects applicants with independent lenders offering short-term installment loans from $100 to $5,000, with repayment terms of 2–24 months and APRs that may range from 5.99% to 35.99%, depending on eligibility and lender terms.

Visit Viva Payday Loans

SesameCare (Self-Pay Healthcare Option)

Access affordable doctor visits, prescriptions, labs, and imaging with transparent, upfront pricing—no insurance required. May be helpful for individuals who are uninsured, underinsured, or facing high out-of-pocket costs.

Services and care are offered by an independent third-party provider and are not provided by or endorsed by any hospital or doctor listed on Hospitals.net.

Visit SesameCare

Most resources below are national U.S. numbers. Availability of local services may vary by area; if a directory can't connect you, try 211 or your state/local health department.

Some links on this page may be affiliate links, which means Hospitals.net may earn a commission if you choose to purchase a subscription—at no additional cost to you. We do not own or operate the products or services referenced, and inclusion does not imply endorsement. We only include resources we believe may be helpful, and we prioritize free crisis and public resources first.

This page is for informational purposes only and does not provide medical advice. For emergencies, call 911.