Financial & Insurance Assistance Support & Resources (USA)
Free, official, and local-navigation resources to help you find benefits and coverage support.
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Finding financial or insurance help can be stressful. Saving or sharing these resources can make it easier to get support when it's needed.
Many people save or share support resources ahead of time for peace of mind.
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Where to start
HealthCare.gov Marketplace Call Center
Help with Marketplace coverage, applications, and enrollment.Call: 1-800-318-2596Hours: 24/7 (except holidays)Medicare
Official Medicare help line for coverage, claims, and general information.Social Security Administration (SSA) – Phone Support
Help with Social Security services by phone (local office numbers available via Office Locator).Call: 1-800-772-1213Hours: Mon–Fri, 8am–7pm local time
Tip: If you're not sure what program you qualify for, start with 211 to find local agencies and benefits assistance near you.
Tools & resources
Third-party tools and services that may help with healthcare costs, payment options, and access to care.
Short-Term & Installment Loan Matching
This link leads to a third-party loan matching service that may help individuals connect with lenders offering short-term and installment loan options. Hospitals.net does not provide loans and is not a lender.
Heart Paydays is an online loan broker that connects applicants with participating lenders based on their application details and lender criteria. Loan requests may range from $100 to $5,000, with advertised APRs ranging from 5.99% to 35.99%. Actual loan amounts, rates, repayment terms, approval, and availability depend on the lender and applicant eligibility.
Visit Heart PaydaysSesameCare (Self-Pay Healthcare Option)
Access affordable doctor visits, prescriptions, labs, and imaging with transparent, upfront pricing—no insurance required. May be helpful for individuals who are uninsured, underinsured, or facing high out-of-pocket costs.
Services and care are offered by an independent third-party provider and are not provided by or endorsed by any hospital or doctor listed on Hospitals.net.
Visit SesameCareKnew Health
Knew Health is a community-based medical cost-sharing program that offers an alternative way to manage healthcare expenses. It's designed for individuals and families looking for more flexibility, transparent costs, and support with everyday medical needs.
Visit Knew HealthReadyRX (Transparent Telehealth Access)
Exploring self-pay telehealth options for prescription care? ReadyRX offers online access to clinician-guided prescription programs for eligible adults, with clear pricing and home delivery depending on medical approval. Some people consider telehealth platforms like ReadyRX when comparing costs, convenience, or access to ongoing care outside traditional office visits.
Visit ReadyRX