Financial & Insurance Assistance Support & Resources (USA)
Free, official, and local-navigation resources to help you find benefits and coverage support.
USA only. If you or someone you know is in immediate danger, call 911. If you need someone to talk to right now, call or text 988.
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Finding financial or insurance help can be stressful. Saving or sharing these resources can make it easier to get support when it's needed.
Many people save or share support resources ahead of time for peace of mind.
Good people to share this with:
Where to start
- Visit
United Way 211
Confidential help finding local resources (rent/utility assistance, food, transportation, health services).Call: 211 - Visit
HealthCare.gov Marketplace Call Center
Help with Marketplace coverage, applications, and enrollment.Call: 1-800-318-2596Hours: 24/7 (except holidays) - Visit
Medicare
Official Medicare help line for coverage, claims, and general information.Call: 1-800-MEDICARE (1-800-633-4227) - Visit
Social Security Administration (SSA) – Phone Support
Help with Social Security services by phone (local office numbers available via Office Locator).Call: 1-800-772-1213Hours: Mon–Fri, 8am–7pm local time
Tip: If you're not sure what program you qualify for, start with 211 to find local agencies and benefits assistance near you.
Healthcare Cost & Access Resources
Third-party tools and services that may help with healthcare costs, payment options, and access to care.
Short-Term Interest-Based Loans
This link leads to a third-party loan matching service that may help individuals access short-term, interest-based loans for unexpected expenses. Hospitals.net does not provide loans and is not a lender.
Viva Payday Loans connects applicants with independent lenders offering short-term installment loans from $100 to $5,000, with repayment terms of 2–24 months and APRs that may range from 5.99% to 35.99%, depending on eligibility and lender terms.
Visit Viva Payday LoansSesameCare (Self-Pay Healthcare Option)
Access affordable doctor visits, prescriptions, labs, and imaging with transparent, upfront pricing—no insurance required. May be helpful for individuals who are uninsured, underinsured, or facing high out-of-pocket costs.
Services and care are offered by an independent third-party provider and are not provided by or endorsed by any hospital or doctor listed on Hospitals.net.
Visit SesameCareKnew Health
Knew Health is a community-based medical cost-sharing program that offers an alternative way to manage healthcare expenses. It's designed for individuals and families looking for more flexibility, transparent costs, and support with everyday medical needs.